The Ontario Student Assistance Program (OSAP) provides help through loans and grants based on your calculated financial need. Learn more about eligibility, when to apply, how to apply and more – including other ways to pay your way to graduation.
For the most up-to-date information regarding changes to the OSAP program, please visit the OSAP website. Questions? Contact Financial Aid and Awards.
On this page:
OSAP is a government-funded financial aid program that can help you pay for college.
The amount of OSAP funding you’re eligible to receive depends on whether you’re single, married, in a common-law relationship, and if you have dependents.
The amount of assistance you may receive will be determined by assessing your financial need. This is done by adding together the costs for your education and living expenses, and then subtracting any financial resources that may be available to you.
OSAP offers an aid estimator tool to help you determine your educational costs and get an estimate of the financial aid you could receive. As well, maximum amounts of aid are listed on the OSAP website.
OSAP is available for select micro-credentials at Georgian.
Please check the Micro-credentials Portal for the list of micro-credential programs that are eligible for OSAP funding.
Please visit the Government of Ontario website dedicated to OSAP funding for these programs for more information.
Part-time programs Georgian College ChevronIf you’re interested in applying for part-time OSAP, please be advised that only the programs listed below may be eligible.
If you’re registering for any of the eligible programs and wish to apply for OSAP, eight weeks prior to registering for your first course, please contact financialaid@georgiancollege.ca to determine your individual eligibility and course load requirements and/or restrictions.
You’re in part-time studies if you’re taking between 20 and 59 per cent of a full course load. Your full course load percentage is defined by your school.
Part-time OSAP provides assistance to students studying on a part-time basis. To be eligible, you must meet the following criteria:
Applications are completed on a per-term basis, and you must be registered in courses before applications can be processed by the Financial Aid and Awards office.
Ineligible offerings Georgian College ChevronThe following types of programs are not eligible for OSAP funding:
We’re here to help!
Reach out to Georgian’s Financial Aid and Awards team:
OSAP applications open in the spring (April/May) of each academic year. It’s recommended you complete your online application and submit all the necessary documents a minimum eight to ten weeks prior to your program start date.
Please see below for individual application deadlines by student type and intake, as well as deadlines to submit documentation to support your application.
For all full-time students, submit your OSAP application no later than 60 days (about two months) before the end of your study period:
| Term | Application deadline |
|---|---|
| Fall 2024 | Oct. 14, 2024 |
| Winter 2025 | Feb. 17, 2025 |
| Summer 2025 | June 16, 2025 |
For part-time students with study periods of 21 weeks (about five months) or more, submit your OSAP application no later than 60 days (about two months) before the end of your study period:
| Term | Application deadline |
|---|---|
| Fall 2024 | Oct. 14, 2024 |
| Winter 2025 | Feb. 17, 2025 |
| Summer 2025 | June 16, 2025 |
For students in micro-credential programs, submit your OSAP application no later than the end of your study period:
| Term | Application deadline |
|---|---|
| Fall 2024 | Dec. 13, 2024 |
| Winter 2025 | April 18, 2025 |
| Summer 2025 | Aug. 15, 2025 |
For students applying for Continuation of Interest-Free Status (CIFS) , the deadline to submit is:
| Term | Application deadline |
|---|---|
| Fall 2024 | Nov. 22, 2024 |
| Winter 2025 | March 28, 2025 |
| Summer 2025 | July 25, 2025 |
For full-time and part-time students, Financial Aid and Awards must receive all documents no later than 40 days (about 1 ½ months) from the end of your study period:
| Term | Document deadline |
|---|---|
| Fall 2024 | Nov. 3, 2024 |
| Winter 2025 | March 9, 2025 |
| Summer 2025 | July 6, 2025 |
Check out our step-by-step how to apply for OSAP page.
Applications are available online at ontario.ca/osap. Information regarding income thresholds, funding maximums, and application deadlines can also be found online.
The Student Access Guarantee (SAG) is a partnership program between the ministry and Ontario’s public colleges and universities.
Through SAG, Ontario’s publicly assisted colleges and universities are required to ensure that financial need is not a barrier to accessing education. If OSAP doesn’t cover a student’s assessed needs for expenses directly related to their program (e.g. books, tuition and mandatory fees,) a student may be eligible for additional financial aid. Schools provide this funding through a combination of non-repayable sources, including bursaries, scholarships or work study programs.
You’ll automatically be considered for the Student Access Guarantee based on the information on your full-time OSAP application.
What is the Ontario Student Grant? Georgian College ChevronThe Student Access Guarantee (SAG) is a partnership program between the ministry and Ontario’s public colleges and universities.
Through SAG, Ontario’s publicly assisted colleges and universities are required to ensure that financial need is not a barrier to accessing education. If OSAP doesn’t cover a student’s assessed needs for expenses directly related to their program (e.g. books, tuition and mandatory fees,) a student may be eligible for additional financial aid. Schools provide this funding through a combination of non-repayable sources, including bursaries, scholarships or work study programs.
You’ll automatically be considered for the Student Access Guarantee based on the information on your full-time OSAP application.
If I withdraw from course(s) or my program, how is my OSAP funding impacted? Georgian College Chevron
If you withdraw or drop a course(s) and are taking less than 60 per cent of a full course load (40 per cent for students with a permanent disability), you’re considered withdrawn and no longer eligible for the rest of the study period.
In addition, please see the information on academic progress restriction and probation.
If you’re thinking about changing your course load, watch this video to find out how this may affect your OSAP funding.
How can I keep my OSAP funding interest-free? Georgian College ChevronYour OSAP loans will not accrue interest in some situations. If you’re getting OSAP for full-time students, you’ll automatically be interest-free once your school confirms enrolment.
You can apply to be interest-free on a previous loan if you’re continuing in part- or full-time study and NOT receiving full- or part-time OSAP:
You’ll need to repay your loan through the National Student Loans Service Centre (NSLSC).
You’ll receive a notice in the mail that your loan repayments are about to begin.
If you don’t receive notice by mail, make sure you contact NSLSC before your six-month non-repayment period is over. You’ll want to review all aspects of your loan(s) and finalize details concerning repayment.
In addition to OSAP, you can also help your way to graduation through part-time jobs, paid co-op, budget planning, personal savings, as well as the following options.
Close to $4 million in awards, scholarships and bursaries is awarded to Georgian students each year. Many external opportunities are available, too.
Earn while you learn! Take an on-campus job and work part-time while you complete your studies through the Georgian’s Work Study Program.
Did you know that most banks offer student loans? Contact yours to learn about student line of credit options, procedures and deadlines.
Financial Aid and Awards provides a centralized service located at the Barrie Campus within the Office of the Registrar.
Phone: 705.722.1530
Fax: 705.722.5136
Email: financialaid@georgiancollege.ca
Hours: Monday to Friday, 8:30 a.m. to 4:30 p.m.
The services above are available both in person and remotely. Please be sure to include your full name and student number in your email or voicemail.
